Behind The Scenes Of The US Healthcare Industry…
Across the U.S. there are wonderful and amazing healthcare professionals committed to their profession of caring for you. Unfortunately, behind the scenes, there are industry and government stakeholders who are undermining and exploiting the entire healthcare system for their own financial gain.
Insurance companies get huge discounts on hyper-inflated prices, while the average individual with no group insurance is charged an unregulated price and then sued and bankrupted when they cannot pay their medical bill.
OPTIONS IN THIS GAME USED TO BE LIMITED TO:
MAJOR MEDICAL
Also Know As the (Un) Affordable Care Act
Features:
- Very High Deductibles
- Little to no coverage before deductible is met
- Often VERY expensive premiums
- Many plans limit enrollees to a narrow network of healthcare providers
- Often only gives HMO option (less doctors)
- In many areas, especially rural, only one insurer is available, meaning no carrier choice
- Limited enrollment period, cannot purchase year round
SHARED HEALTH PLANS
Also Know As Religious Faith-Based Ministries or Voluntary Cost Sharing Plans
Features:
- THIS IS NOT INSURANCE
- No regulatory oversight – no government agencies are watching out for you
- “Religious Moral Clause” - Members can’t use Tobacco, Alcohol, and certain prescription drugs
- They can deny claims/only pay on claims they approve based on available funds and a priority list
- Providers can refuse to accept this coverage
- Limited enrollment period, cannot purchase year round
FORTUNATELY
There Are Doctors, Business Leaders,
Insurance Innovators, State Legislatures, Millennial’s, And Us:
WHO ARE DONE WITH THE CURRENT HEALTHCARE SYSTEM
There’s A Fair Option Now For Consumers Who Want To Quit This Game
THE HEALTH INDEMNITY PLAN
- Low Premiums - 40-50% less than Major Medical
- Low Deductibles - paid only on overnight hospital stays
- No deductible required for doctors visit and other benefits
- No co-pays or co-insurance
- Income Protection – receive money back from unused benefits (see client testimonials)
Largest PPO Network in the US Covers:
- Hospitalization/Surgeries
- Doctor Visits
- Prevention
- Prescriptions
- X-Rays, MRIs, Labs
- ER & Urgent Care
- And much more
Plan covers in or out of network, it always pays the same benefit
Patient Advocacy Protection Services - to help find affordable services, as well as to review and negotiate your over-priced, predatory bills
